Crosspoint Lending offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:

Conventional  Fixed interest program with 5% down for primary residence and minimum of 620 FICO for all occupancy types.  Only 10% down for vacation/second home.  10-30 yr. fixed.

FHA Standard FHA purchase program with 3.5% down payment.  Guidelines vary per lender and FICO scores as low as 580!!

USDA Guaranteed Rural Housing Loan Program A special program designed to assist households in purchasing a home in rural areas.  30 year term and Zero Down!  General Guidelines for loans are based on median income and property by RD-Rural Development.  FICO score minimum is 620!

VA The Veteran Administration program for those who serve USA!  Zero down loan with 580 credit score up to 60% DTI.

 



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $9,840. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.